Trapped in America's Safety Net

Fidelity Investments has calculated that a 65-year-old couple retiring in 2011 with an average life span (20 more years for the wife, 17 for the husband) would need $ 240,000 to cover their share of health care costs in retirement. 57 But only one in five people aged 55 to 64 has saved that much; nearly one-third have saved less than $ 10,000.58