consolidating federal student loans is, in the vast majority of cases, a onetime offer. There are no do-overs, unless you return to school and acquire more federal student debt. The best place to begin the process of figuring out if consolidation is right for you is to check out the Department of Education’s website.576 ↱
The Index Card
Why Personal Finance Doesn't Have to Be Complicated
Helaine Olen, Harold Pollack