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You figure getting a professional degree can’t possibly put you in a shittier place than you were in previously, but that’s a misconception. It’s like having kids. In theory they cool, but the motherfuckers will shit on your life mad quick if you’re not ready. It’s a gamble. If you don’t have a scholarship, you spend about $200K for three years’ tuition, room, board, and books. Most people take out loans so that’s another 7 to 13 percent interest over twenty to thirty years paying it all back. By the time you factor in three years of lost wages, you’re just glad New York City got free condoms and 3-1-1.